Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of Flowscast's financial tracking application and services ("Service") operated by Flowscast ("us", "we", or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

Description of Service

Flowscast is a visual financial tracking platform that allows users to:

• Track income and expenses through calendar views
• Categorize and organize financial transactions
• Generate financial reports and insights
• Access premium features with Pro subscriptions

User Accounts

To use certain features of our Service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information
• Notifying us immediately of any unauthorized use

You must be at least 13 years old to create an account and use our Service.

Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful or malicious code
• Attempt to gain unauthorized access to our systems
• Use the Service for any illegal financial activities
• Share your account with others
• Reverse engineer or copy our software

Subscription and Billing

Free Plan

Our free plan provides basic features at no cost. We reserve the right to modify or discontinue the free plan at any time.

Pro Subscription

Pro subscriptions are billed monthly or annually. By subscribing, you agree to:

• Pay all applicable fees and taxes
• Automatic renewal unless cancelled
• Our refund policy as stated below

Cancellation and Refunds

You may cancel your subscription at any time. Refunds are provided on a case-by-case basis within 30 days of purchase. Contact support for refund requests.

Data and Privacy

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

You retain ownership of your financial data. We provide tools to export your data at any time. Upon account deletion, your data will be permanently removed within 30 days.

Intellectual Property

The Service and its original content, features, and functionality are owned by Flowscast and are protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our Service without explicit written permission.

Disclaimers and Limitations

The Service is provided "as is" without warranties of any kind. We do not guarantee:

• Uninterrupted or error-free operation
• Accuracy of financial calculations
• Compatibility with all devices or browsers
• Security against all potential threats

Our liability is limited to the amount you paid for the Service in the 12 months preceding any claim.

Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Upon termination, your right to use the Service will cease immediately. All provisions that should survive termination shall survive, including ownership provisions and liability limitations.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where Flowscast is incorporated, without regard to conflict of law provisions.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the new Terms.

Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: legal@flowscast.com
• Support: Contact Page